SafeRent Solutions
Tenant screening, consumer disclosure, security-freeze and dispute procedures. Read the SafeRent guide →
When you apply for an apartment or rental home, a landlord may review much more than your traditional credit report. Specialty tenant screening companies can maintain rental history, eviction records, identity data and other information that can affect a housing decision.
Most consumers know Equifax, Experian and TransUnion. Far fewer know the specialty companies that prepare tenant screening and rental background reports. These reports may include credit information, rental history, eviction actions, employment information, criminal history, identity information, risk scores or recommendations used by landlords.
Each company has its own procedures. Some publish security-freeze options. Others primarily offer consumer disclosures and dispute procedures. FreezeReports.com reviews the available options company by company rather than assuming every specialty report works the same way.
Tenant screening, consumer disclosure, security-freeze and dispute procedures. Read the SafeRent guide →
Resident screening with consumer file disclosure, freeze and dispute procedures. Read the First Advantage guide →
Tenant screening reports, consumer-file requests and disputes. Read the RentGrow guide →
Tenant screening reports, identity and risk information, and consumer dispute procedures.
Multifamily tenant and background screening with consumer report access and dispute rights.
Tenant screening and housing-court information, with consumer assistance and freeze-related procedures.
Resident screening with report copies, disputes, security freezes and identity-theft related procedures.
If a landlord took an unfavorable action because of information in a tenant screening report, the Fair Credit Reporting Act generally gives you important rights. The adverse-action notice should identify the consumer reporting company, and you can request a free copy of the report from that company if you act within 60 days.
In July 2026, the Federal Trade Commission announced a proposed $2.25 million settlement involving RentGrow. The FTC alleged Fair Credit Reporting Act and FTC Act violations involving matters that included report accuracy, duplicate criminal or eviction records, information-source disclosures and consumer dispute handling. These are allegations in a pending federal case and do not mean every RentGrow report contains errors.
Read the RentGrow Consumer GuideSometimes. Not every tenant screening company provides the same consumer options. Some companies publish security-freeze procedures, while others provide report-copy and dispute procedures without a separate freeze process.
FreezeReports.com does not assume that every specialty consumer reporting company offers the same type of freeze. We review the procedures available for each company individually.
Knowing that a report exists is often only the beginning. Consumers may need help identifying the right reporting companies, understanding which request is appropriate, preparing agency-specific documents, organizing responses, and deciding what to do next when reports arrive.
We help identify which specialty reporting companies may be relevant to your situation.
Different agencies use different forms, addresses and documentation requirements. We organize the process.
If a report reveals inaccurate information, identity-theft concerns or other complexity, separate review and strategy services may be appropriate.
No. A tenant screening report may contain credit information, but it can also include rental history, eviction or housing-court information, employment or income information, criminal history and other information used by landlords.
If adverse action was taken because of a tenant screening report, federal law generally requires the landlord to identify the company that supplied it. You may request a free copy from that company within 60 days of the adverse action.
Requesting a copy of your own consumer report does not by itself hurt your credit score.
Yes. Consumers have rights to dispute inaccurate or incomplete information in consumer reports. The reporting company generally must investigate the dispute, subject to applicable law.
Some tenant screening companies publish freeze procedures, while others offer different consumer-request options. The correct answer depends on the specific company.